Articles by Azim

On money, monetary systems,
and the architecture of justice.

Economics, Islamic finance, monetary architecture, and first-principles thinking about how money should work.

Economics · 22min · Featured

What Is the Role of a Bank?

Strip banking back to the few jobs it was built to do, and a question appears: once a published ledger can hold value, settle payment, and stay honest for everyone alike, what exactly are we still paying the bank for?

M Azim Abdul Majeed · 2026-06-29
Economics · 21 min

The Reckoning of Privilege

Why the Global North Must Come to Terms with the Debt of Its Own Making

M Azim Abdul Majeed · 2026-04-22
Economics · 20 min

The Great Liberation

A Population-Weighted Monetary Genesis as the Foundation of Global South Sovereignty

M Azim Abdul Majeed · 2026-04-19
Islamic Finance · 5 min

Introducing Mizan: An Islamic Finance Diagnostic Built on First Principles

A free, open diagnostic tool that evaluates any financial arrangement against Riba, Qard, Dayn, and Bay'. Not a Fatwa. Not a compliance checklist. A set of questions derived from primary sources.

M Azim Abdul Majeed · 2026-04-06
Islamic Finance · 4 min

From Gold to Paper: Riba, Fiat Currency, and the Question Nobody Wants to Ask

A root-level linguistic and juridical investigation into the prohibition of Riba in Islam, the nature of Qard, Dayn, and Bay', and whether fiat currency even qualifies as a Ribawi medium. 119 pages. Primary sources only.

M Azim Abdul Majeed · 2026-04-01
Unfiltered · 4 min

"Allah" Is Not God

You would never translate "Muhammad" into "The Praised One" and call him that instead. So why do we keep translating "Allah" into "God"? This is not a trivial matter of linguistics. This is a matter of Tawhid.

M Azim Abdul Majeed · 2026-02-22
Education · 6 min

Rethinking Assessment: From Student Measurement to Systemic Reflection

Is assessment merely a mirror held up to the learner, or is it a diagnostic instrument for the entire educational ecosystem? When we confine assessment to student performance alone, we mistake the symptom for the cause.

M Azim Abdul Majeed · 2026-02-15
Islamic Finance · 23 min

The Authenticity Crisis in Islamic Finance

A critical examination of risk-sharing, profit calculation, and the 'debt merchant' paradox in modern Islamic Financial Institutions. A Socratic inquiry into the gap between Shariah theory and banking practice.

M Azim Abdul Majeed · 2026-02-01
Unfiltered · 6 min

Zakat, Purification of Wealth, and the Crisis of Institutional Trust

Zakat is not merely a charitable act; it is a mandatory economic system ordained by Allah to purify wealth, protect human dignity, and maintain social balance. Yet across much of the Muslim world today, zakat is increasingly practised in fragmented, informal, and individualistic ways.

M Azim Abdul Majeed · 2026-01-28
Islamic Finance · 7 min

Islamic Finance: Have We Avoided a Sin Only to Commit a Greater One?

In our meticulous effort to avoid the sin of Riba, have we inadvertently created a system that commits a greater one, the sin of abandoning the Ummah? In our focus on the letter of Shari'ah, have we forsaken its very spirit?

M Azim Abdul Majeed · 2026-01-02
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